Terms of Use

You agree to the terms and conditions outlined in this Terms of Use agreement (“Agreement”) with respect to our Site. This Agreement constitutes the entire and only agreement between us and you with respect to the Site, and supersedes all prior or contemporaneous agreements, representations, warranties and understandings with respect to the Site, its content, and the subject matter of this Agreement. We may amend this Agreement at any time without specific notice to you. The latest Agreement will be posted on the Site, and you should review it prior to using the Site.

The information on this Site, including articles, answers to common questions and descriptions of mortgage products, is provided for general information purposes only. It is not mortgage, financial, legal or tax advice, and it is not an offer or commitment to lend. Interest rates, products and lender guidelines change without notice. Any pre-approval, rate or mortgage approval is subject to a complete application, lender underwriting and the lender's final approval. Please contact us to discuss your specific circumstances before making any decision.

The content, organization, graphics, design and other matters related to the Site are protected under applicable copyrights and other proprietary laws, including intellectual property laws. The copying, reproduction, use, modification or publication by you of any such matters or any part of the Site is strictly prohibited without our express prior written permission.

We reserve the right, in our sole discretion and without any obligation or notice requirement to you, to edit or delete any documents, information or other content appearing on the Site, including this Agreement.

You agree to indemnify, defend and hold us and our agents, lawyers and representatives harmless from any and all liability, loss, damages, claims and expenses, including reasonable legal fees, related to your violation of this Agreement or use of the Site.

The content and services from or listed through the Site are provided “as-is” and “as available,” and all warranties, express or implied, are disclaimed, including but not limited to any implied warranties of title, non-infringement, merchantability, quality and fitness for a particular purpose, with respect to this Site and any website with which it is linked. The information and services may contain bugs, errors, problems or other limitations. To the fullest extent permitted by law, we have no liability whatsoever for your use of any information or service on the Site. In particular, but not as a limitation, we are not liable for any indirect, incidental or consequential damages (including damages for loss of business, loss of profits, loss of money, litigation or the like), whether based on breach of contract, breach of warranty, negligence, product liability or otherwise, even if advised of the possibility of such damages. No advice or information, whether oral or written, obtained by you from us through the Site shall create any warranty, representation or guarantee not expressly stated in this Agreement. It is your responsibility to evaluate the accuracy and completeness of all information available on this Site or any website with which it is linked.

All responsibility or liability for any damages caused by viruses contained within any electronic file containing a form or document available on the Site is disclaimed. We will not be liable to you for any incidental, special or consequential damages of any kind that may result from use of or inability to use the Site.

All rules, terms and conditions, other policies (including privacy policies) and operating procedures of third-party linked websites will apply to you while on such websites. We are not responsible for the content, accuracy or opinions expressed on such websites, and they are not investigated, monitored or checked for accuracy or completeness by us. Inclusion of any linked website on our Site does not imply approval or endorsement of it by us. If you decide to leave our Site and access third-party linked sites, you do so at your own risk.

Suggestions, ideas, notes, concepts and other feedback about the Site that you send us (collectively, “Submissions”) may be used by us for any purpose without compensation to you. This does not apply to your personal information or to the details of your mortgage inquiry, which are handled in accordance with our privacy policy.

By submitting an inquiry through this Site, you understand that you may be contacted by telephone, text or email regarding your inquiry. Submitting an inquiry is not a condition of obtaining any mortgage, goods or services. Message and data rates may apply. Consent can be withdrawn at any time by clicking the “unsubscribe” link contained in an email, or by emailing jeff@jeffwaltersmortgages.ca.

Your use of the Site is also governed by our privacy policy, which explains what we collect, how cookies are used and the choices you have.

This Agreement is governed by the laws of the Province of Alberta and the federal laws of Canada applicable therein, without regard to conflict-of-law principles. You agree that any actions or proceedings arising directly or indirectly out of this Agreement, or your use of the Site, shall be litigated in the courts of the Province of Alberta, and you expressly submit and consent in advance to the jurisdiction of such courts.